The RBI’s draft guidelines propose updating credit scores on a weekly basis, allowing quicker reflection of repayments and improving borrowers’ access to credit, while also increasing data accuracy and strengthening risk assessment for lenders.
The Reserve Bank of India (RBI) has released draft guidelines which mandate credit information companies (CICs) to update credit scores weekly as against the current fortnightly cycle. According to the draft Credit Information Reporting (1st Amendment) Directions, 2025 (released on 29 September 2025), all credit bureaus, including TransUnion CIBIL and other RBI-approved agencies, will refresh credit reports on the 7th, 14th, 21st, 28th and the last day of every month. CIBIL Equifax and Experian and Hihg CRIFMark reports are the credit companies
1 thought on “RBI proposes weekly credit score updates”